diff --git a/packages/iios-service/src/app.module.ts b/packages/iios-service/src/app.module.ts
index 29129e2..a1345a2 100644
--- a/packages/iios-service/src/app.module.ts
+++ b/packages/iios-service/src/app.module.ts
@@ -10,6 +10,7 @@ import { OutboxModule } from './outbox/outbox.module';
 import { ThreadsModule } from './threads/threads.module';
 import { MessageModule } from './messaging/message.module';
 import { InboxModule } from './inbox/inbox.module';
+import { TemplateModule } from './templates/template.module';
 import { MediaModule } from './media/media.module';
 import { NotificationModule } from './notifications/notification.module';
 import { SupportModule } from './support/support.module';
@@ -37,6 +38,7 @@ import { DevController } from './dev/dev.controller';
     ThreadsModule,
     MessageModule,
     InboxModule,
+    TemplateModule,
     MediaModule,
     NotificationModule,
     SupportModule,
diff --git a/packages/iios-service/src/templates/template.controller.ts b/packages/iios-service/src/templates/template.controller.ts
new file mode 100644
index 0000000..bfa5bda
--- /dev/null
+++ b/packages/iios-service/src/templates/template.controller.ts
@@ -0,0 +1,62 @@
+import { BadRequestException, Body, Controller, Headers, Post } from '@nestjs/common';
+import { IiosTemplateChannel } from '@prisma/client';
+import { SessionVerifier } from '../platform/session.verifier';
+import { ActorResolver, type MessagePrincipal } from '../identity/actor.resolver';
+import { TemplatedSender, type ExternalChannel } from './templated-sender';
+import { TemplateService } from './template.service';
+import { PreviewTemplateDto, SendTemplateDto } from './template.dto';
+import type { TemplateSource } from './template.model';
+
+@Controller('v1/templates')
+export class TemplateController {
+  constructor(
+    private readonly sender: TemplatedSender,
+    private readonly templates: TemplateService,
+    private readonly session: SessionVerifier,
+    private readonly actors: ActorResolver,
+  ) {}
+
+  /** Render a stored/inline template and queue it for external delivery (EMAIL/SMS). */
+  @Post('send')
+  async send(@Body() body: SendTemplateDto, @Headers('authorization') authorization?: string) {
+    const principal = this.principal(authorization);
+    const scope = await this.actors.resolveScope(principal);
+    return this.sender.sendTemplated({
+      source: this.source(body),
+      channel: body.channel as ExternalChannel,
+      target: body.target,
+      vars: body.vars ?? {},
+      scopeId: scope.id,
+      ...(body.locale ? { locale: body.locale } : {}),
+      idempotencyKey: body.idempotencyKey,
+      ...(body.purpose ? { purpose: body.purpose } : {}),
+    });
+  }
+
+  /** Render only — no send. For marketing/QA to eyeball copy before it goes out. */
+  @Post('preview')
+  async preview(@Body() body: PreviewTemplateDto, @Headers('authorization') authorization?: string) {
+    const principal = this.principal(authorization);
+    const scope = await this.actors.resolveScope(principal);
+    const { content } = await this.templates.render(this.source(body), body.vars ?? {}, {
+      channel: body.channel as IiosTemplateChannel,
+      ...(body.locale ? { locale: body.locale } : {}),
+      scopeId: scope.id,
+    });
+    return content;
+  }
+
+  /** Map the DTO's key|inline into a TemplateSource (exactly one must be present). */
+  private source(body: { key?: string; version?: number; inline?: { subject?: string; html?: string; text?: string; variables?: string[] } }): TemplateSource {
+    if (body.inline && body.key) throw new BadRequestException('provide either "key" or "inline", not both');
+    if (body.inline) return { inline: body.inline };
+    if (body.key) return body.version != null ? { key: body.key, version: body.version } : { key: body.key };
+    throw new BadRequestException('one of "key" or "inline" is required');
+  }
+
+  private principal(authorization?: string): MessagePrincipal {
+    const token = (authorization ?? '').replace(/^Bearer\s+/i, '');
+    if (!token) throw new BadRequestException('Authorization bearer token is required');
+    return this.session.verify(token);
+  }
+}
diff --git a/packages/iios-service/src/templates/template.dto.ts b/packages/iios-service/src/templates/template.dto.ts
new file mode 100644
index 0000000..cd14284
--- /dev/null
+++ b/packages/iios-service/src/templates/template.dto.ts
@@ -0,0 +1,38 @@
+import { Type } from 'class-transformer';
+import { IsIn, IsInt, IsNotEmpty, IsObject, IsOptional, IsString, ValidateNested } from 'class-validator';
+
+const EXTERNAL_CHANNELS = ['EMAIL', 'SMS'] as const;
+const ALL_CHANNELS = ['EMAIL', 'SMS', 'INTERNAL'] as const;
+
+/** Inline template content — an ad-hoc source (e.g. finished HTML from marketing). */
+export class InlineTemplateDto {
+  @IsOptional() @IsString() subject?: string;
+  @IsOptional() @IsString() html?: string;
+  @IsOptional() @IsString() text?: string;
+  @IsOptional() @IsString({ each: true }) variables?: string[];
+}
+
+/** Body of POST /v1/templates/send. Provide EITHER `key` (stored) OR `inline` (ad-hoc). */
+export class SendTemplateDto {
+  @IsOptional() @IsString() @IsNotEmpty() key?: string;
+  @IsOptional() @IsInt() version?: number;
+  @IsOptional() @ValidateNested() @Type(() => InlineTemplateDto) inline?: InlineTemplateDto;
+
+  @IsIn(EXTERNAL_CHANNELS) channel!: (typeof EXTERNAL_CHANNELS)[number];
+  @IsString() @IsNotEmpty() target!: string;
+  @IsOptional() @IsObject() vars?: Record<string, unknown>;
+  @IsOptional() @IsString() locale?: string;
+  @IsString() @IsNotEmpty() idempotencyKey!: string;
+  @IsOptional() @IsString() purpose?: string;
+}
+
+/** Body of POST /v1/templates/preview — render only, no send. INTERNAL allowed (preview only). */
+export class PreviewTemplateDto {
+  @IsOptional() @IsString() @IsNotEmpty() key?: string;
+  @IsOptional() @IsInt() version?: number;
+  @IsOptional() @ValidateNested() @Type(() => InlineTemplateDto) inline?: InlineTemplateDto;
+
+  @IsIn(ALL_CHANNELS) channel!: (typeof ALL_CHANNELS)[number];
+  @IsOptional() @IsObject() vars?: Record<string, unknown>;
+  @IsOptional() @IsString() locale?: string;
+}
diff --git a/packages/iios-service/src/templates/template.module.ts b/packages/iios-service/src/templates/template.module.ts
new file mode 100644
index 0000000..d8e13e0
--- /dev/null
+++ b/packages/iios-service/src/templates/template.module.ts
@@ -0,0 +1,21 @@
+import { Module } from '@nestjs/common';
+import { AdaptersModule } from '../adapters/adapters.module';
+import { TemplateRepository } from './template.repository';
+import { TemplateService } from './template.service';
+import { TemplatedSender } from './templated-sender';
+import { TemplateSeeder } from './template.seeder';
+import { TemplateController } from './template.controller';
+
+/**
+ * Reusable message-template module: render a stored/inline template → hand it to the existing
+ * outbound pipeline (via AdaptersModule's OutboundService). Content lives here; delivery stays in
+ * the outbound/capability layers. SessionVerifier, ActorResolver (IdentityModule) and PLATFORM_PORTS
+ * (PlatformModule) are global.
+ */
+@Module({
+  imports: [AdaptersModule],
+  controllers: [TemplateController],
+  providers: [TemplateRepository, TemplateService, TemplatedSender, TemplateSeeder],
+  exports: [TemplateService, TemplatedSender],
+})
+export class TemplateModule {}
diff --git a/packages/iios-service/src/templates/templated-sender.spec.ts b/packages/iios-service/src/templates/templated-sender.spec.ts
index 4c05745..b1f52e2 100644
--- a/packages/iios-service/src/templates/templated-sender.spec.ts
+++ b/packages/iios-service/src/templates/templated-sender.spec.ts
@@ -18,7 +18,7 @@ const asService = prisma as unknown as PrismaService;
 function sender(): TemplatedSender {
   const outbound = new OutboundService(asService, new CapabilityBroker(makeFakePorts(), new CapabilityProviderRegistry()), new IdempotencyService(asService));
   const templates = new TemplateService(new TemplateRepository(asService));
-  return new TemplatedSender(templates, outbound);
+  return new TemplatedSender(templates, outbound, makeFakePorts());
 }
 
 async function seedReceipt() {
diff --git a/packages/iios-service/src/templates/templated-sender.ts b/packages/iios-service/src/templates/templated-sender.ts
index 4b4373f..b7a96b6 100644
--- a/packages/iios-service/src/templates/templated-sender.ts
+++ b/packages/iios-service/src/templates/templated-sender.ts
@@ -1,8 +1,11 @@
-import { Injectable } from '@nestjs/common';
+import { Inject, Injectable } from '@nestjs/common';
+import type { IiosPlatformPorts } from '@insignia/iios-contracts';
 import { OutboundService } from '../adapters/outbound.service';
+import { PLATFORM_PORTS } from '../platform/platform-ports';
+import { decideOrThrow } from '../platform/fail-closed';
 import { TemplateService } from './template.service';
 import type { RenderedContent } from './template.renderer';
-import type { TemplateSource } from './template.model';
+import { isInlineSource, type TemplateSource } from './template.model';
 
 /** External-egress channels only. INTERNAL (in-app, no SMTP) delivery is the messaging module's job. */
 export type ExternalChannel = 'EMAIL' | 'SMS';
@@ -28,9 +31,15 @@ export class TemplatedSender {
   constructor(
     private readonly templates: TemplateService,
     private readonly outbound: OutboundService,
+    @Inject(PLATFORM_PORTS) private readonly ports: IiosPlatformPorts,
   ) {}
 
   async sendTemplated(input: SendTemplatedInput) {
+    // Inline HTML to a customer is more dangerous than a reviewed stored template — gate it apart,
+    // so policy can permit stored sends while restricting ad-hoc ones. Fail-closed.
+    const action = isInlineSource(input.source) ? 'iios.template.send.inline' : 'iios.template.send';
+    await decideOrThrow(this.ports, { action, scopeId: input.scopeId, channel: input.channel });
+
     const { content, provenance } = await this.templates.render(input.source, input.vars, {
       channel: input.channel,
       locale: input.locale,